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Get started with partnership and embedded lending
Supports multi-lender programs, pre-qualification, configurable journeys, and DLG-compliant governance to improve access and distribution of financial products
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Scalable lending infrastructure. Out of the box.
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For lenders
Simplify integrations
Build a modular and interoperable layer for your entire lending stack. Orchestrate sourcing, underwriting, decisioning, and monitoring through a single layer.
Integrate with internal LOS, LMS, CRM, and core systems — no duplicate integrations per partner.
Onboard new partners, LSPs, or marketplaces without rebuilding workflows.
Access pre-integrated LSP networks across ONDC, OCEN, and private partnerships.
Aggregate data from multiple sources
Launch and scale faster with embedded access to external data rails, intelligence layers, and policy engines.
Built-in integrations with Account Aggregator, Bureau, fraud checks, analytics, and lending scores.
Embedded Business Rule Engine (BRE) configurable to your underwriting policies and thresholds.
Automated data triangulation across multiple sources for higher confidence decisioning.
Leverage AI for decisioning
Interpret signals from raw data inputs to automate credit evaluation with AI-driven analysis and workflow automation.
AI-generated borrower insights surfaced directly into your underwriting workflows.
CAM automation with structured financial summaries and risk highlights.
Continuous monitoring layer to strengthen approval quality and risk visibility.
For LSPs
Introduce credit offerings
Launch multiple credit products and manage diverse lending programs without rebuilding your stack for every lender.
One API layer to connect with multiple lenders and product types
Support personal loans, MSME credit, credit lines, BNPL and more
Add new lending partners with no added engineering effort
Qualify leads using alternate data
Improve approval rates by sending lenders pre-qualified applications configurable to each partner program
Use Account Aggregator data to assess affordability
Combine bureau, alternate, and internal data signals
Filter out low-fit applicants before submission
Configure user journeys
Adapt application flows based on lender policies and borrower segments while tracking performance end-to-end.
Customise journeys by lender, product, or risk segment
Dynamically trigger consent, document, and verification steps
Track drop-offs, approval rates, and stage-wise conversion across programs
DLG-compliant infrastructure
Operate partnership models aligned with evolving RBI guidelines built into the system.
DLG structures supported at the architecture level
Policy changes configurable without code rebuilds
Audit trails and compliance tracking across programs
Enable the right ecosystem strategy
Whether you want to participate in India’s open credit rails or build your own distribution ecosystem, Ignosis provides the infrastructure layer to do both
Participate in ONDC-FS, OCEN
Plug into India’s open credit networks without managing the underlying complexity. Get access to pre-connected
Build your own banking-led ecosystem
Create a controlled, policy-aligned distribution network across partners, marketplaces, and platforms.
What our clients are saying
"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."
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“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"
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“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”
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Compliant by design
Ignosis is built with RBI-aligned compliance and strong security controls to protect data and ensure operational integrity.
More ways to build with Ignosis
AA Orchestration
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Income Analysis
MSME Underwriting
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Personal Finance Management
Customer Data Intelligence
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Collections
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Partnership Lending
Agentic AI
Latest insights & articles
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Let’s build the future of finance together
For support queries, please reach out to support@ignosis.ai
Powering India's next wave of financial data intelligence with AA-native infrastructure and enterprise-grade security.
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