Privacy Policy

Last updated on: 1 April 2026

We are dedicated to keeping your data secure, safeguarding your private information private and maintaining transparency about our practices.

We follow the best industry practices to ensure the protection of the information collected from you.

Ignosi Systems Private Limited ("us", "we", or "our", "Company" or "Ignosis") with registered office at The First, 2nd floor, C-Block, C-01, B/h Keshav Baugh Party, Vastrapur, Ahmedabad, Gujarat, 380015, IN, operates the website available at https://ignosis.ai or any other platform which will be made available by Ignosis to render the services ("Platform").

This page informs a visitor or user ("you", "your" or "User") of the Platform of our policies regarding the collection, use, and disclosure of personal data when you use our Platform and the choices you have associated with that data (hereinafter referred to as "Privacy Policy"). All references to "you", "your" or "User" shall include yourself and any other persons you are authorised to and required to provide consent for.

The purpose of this Privacy Policy is to give You information on how the Company collects, stores, uses, discloses, transfers and processes Your Personal Information (defined below) including Sensitive Personal Information (defined below) when: (a) You use Our Platform or (b) You avail any products or services which we may operate or offer to You either directly through the Platform or through a merchant or partner platform. This Policy also governs Our practices for collecting, using, maintaining, protecting and disclosing Your Information (defined below).

We use your data to provide and improve the Platform. By using the Platform, you agree to the collection and use of information in accordance with this Privacy Policy.

THIS PRIVACY POLICY HAS BEEN DRAFTED AND PUBLISHED IN ACCORDANCE WITH THE INFORMATION TECHNOLOGY ACT 2000 AND APPLICABLE AMENDMENTS, RULES, REGULATIONS AND GUIDELINES ENACTED THEREUNDER FROM TIME TO TIME ("IT ACT") WITH SPECIFIC MENTION TO THE INFORMATION TECHNOLOGY (REASONABLE SECURITY PRACTICES AND PROCEDURES AND SENSITIVE PERSONAL INFORMATION) RULES, 2011 ("SPDI RULES") AND ANY OTHER NATIONAL AND STATE LAWS WHICH RELATE THE PROCESSING OF PERSONAL DATA.

THIS PRIVACY POLICY CONSTITUTES A LEGAL AGREEMENT BETWEEN YOU, AS A USER OF THE PLATFORM AND US, AS THE OWNER OF THE PLATFORM. YOU MUST BE A NATURAL PERSON WHO IS AT LEAST 18 YEARS OF AGE OR LEGAL PERSON WHO ACCESSES OR USES THE PORTAL (DEFINED BELOW) AND IN THE EVENT THAT A NATURAL PERSON IS REPRESENTING A BUSINESS ENTITY OR A BODY CORPORATE, REFERENCE TO SUCH TERMS SHALL INCLUDE A REFERENCE TO SUCH BUSINESS ENTITY AND/OR BODY CORPORATE AS WELL AND OTHER PROMOTERS OF SUCH BUSINESS ENTITY AND/OR BODY CORPORATE.

INTRODUCTION AND APPLICABILITY OF THE PRIVACY POLICY

1.1 We are strongly committed to respecting your online privacy and recognize the need for appropriate protection and management of any personal information collected and/or collated by us.

1.2 The purpose of this Privacy Policy is to inform you about how the Company collects, stores, uses, discloses, transfers, and otherwise processes Personal Information when:

(a) you access or use the Platform, including any website, application, or interface made available by the Company; and/or

(b) you interact with the Company in connection with the provision of technical, operational, or support services, including system access, integrations, communications, security, compliance, and other ancillary activities carried out by the Company in its role as a technology service provider to regulated entities.

1.3 This Privacy Policy governs the Company's practices in relation to information collected in connection with the Platform and related services and does not extend to the independent products or services offered by third parties or regulated entities, which are governed by their respective privacy policies.

1.4 By using the Platform, You expressly and explicitly consent to Ignosis' use and disclosure of Your Information in accordance with this Privacy Policy. If You do not consent to these, we request that You do not use or access the Platform.

1.5 Any reference made to Privacy Policy in this document shall mean and refer to the latest version of the Privacy Policy.

1.6 The latest version of the Privacy Policy will always be available on our Platform, and we encourage you to review it periodically to stay informed of any updates. Your continued use of the Platform constitutes your acknowledgment of an agreement to any changes made to the Privacy Policy.

ELIGIBILITY

a. Our Platform and services are intended for use only by individuals who are 18 years of age or older. We do not knowingly collect, solicit, or process personal information from anyone under the age of 18.

b. If you are under 18 years of age, please refrain from providing any personal information to us.

DISCLAIMER

Please be advised that any Information (as defined herein below) procured by us, shall be:

(a) processed fairly and lawfully for rendering the services set out on the Platform ("Services");

(b) obtained only for specified and lawful purposes, and not be used in any manner which is against the law or policy in force in India ("Applicable Law");

(d) able to be reviewed by the User, from time to time and updated if need arises; and

(e) not kept longer than for the time which it is required or the purpose for which it is required or as required by the applicable law.

(f) This Privacy Policy does not apply to information that You provide to, or that is collected by, any third-party, such as lenders/financing partners who provide credit facilities ("Financial Institution"), Account Aggregators ("AAs"), Financial Information Provider ("FIP"), Financial Information User ("FIU") or merchants from which You avail any services. We encourage You to consult directly with such third-parties about their privacy practices.

PLEASE READ THIS PRIVACY POLICY CAREFULLY AS IT AFFECTS YOUR RIGHTS AND LIABILITIES UNDER LAW.

YOUR CONSENT

4.1 By accessing or using the Platform, submitting any information through the Company's Platform, or otherwise interacting with the Company, you acknowledge and consent to the Company collecting and processing limited personal information directly provided by you or automatically generated through your use of the Platform, strictly for purposes such as enabling access to the Platform, responding to queries, facilitating communications, maintaining platform security, monitoring performance, ensuring compliance with applicable law, and other purposes expressly set out in this Privacy Policy.

4.2 You further acknowledge and understand that, in its role as a Technology Service Provider ("TSP"), the Company may receive certain information from AAs, FIPs, and/or FIUs solely for the purpose of providing technical, operational, and support services to such entities. The Company processes such information strictly on the instructions of, and on behalf of, the relevant AA, FIP, or FIU and does not independently determine the purpose or means of processing such information.

4.3 You acknowledge and consent that, to the extent necessary to provide its services to AAs, FIPs, and FIUs, the Company may share or transfer such information to its authorised subcontractors or sub-processors, including cloud service providers, infrastructure partners, technology vendors, security service providers, and analytics tools (limited to operational and security analytics). Such subcontractors or sub-processors are engaged under appropriate contractual arrangements and are permitted to process such information solely to enable the provision of services to the relevant AA, FIP, or FIU and for no other purpose.

4.4 The Company does not use any information received from AAs, FIPs, or FIUs for independent commercial purposes, including marketing, advertising, or profiling, and does not disclose such information except as required to provide services, comply with applicable law, or as expressly instructed by the relevant AA, FIP, or FIU.

4.5 If you do not agree with this Privacy Policy, you may choose not to access or use the Platform. Where consent is not provided or withdrawn, the Company may be unable to continue providing access to certain features or services.

4.6 You may withdraw your consent or exercise any rights available to you under applicable law by writing to the Company at info@ignosis.ai. Withdrawal of consent shall not affect the lawfulness of any processing carried out prior to such withdrawal and may impact the Company's ability to provide services.

INFORMATION COLLECTION AND USE

5.1 Personal Data: The Company may collect the following Personal Data directly from You through the Platform:

Name
Email id
Phone Number
Location
IP Address
Cookie Data

5.2 Sensitive Personal Data: We do not collect sensitive personal data via website. In case, sensitive personal data is required to provide services, we will obtain consent or provide notification to you before collection.

5.3 Cookies: The Company uses cookies and similar technologies to collect information about your use of the Platform. Cookies are small text files stored on your browser or device. Cookies contain information that is transferred to your computer's hard drive. Cookies help us to improve our site and to deliver a better and more personalised service. Some of the cookies we use are essential for the site to operate. If you continue to use our site, you agree to our use of cookies.

Please be informed that third parties may place cookies on visitors' browsers for targeted advertising purposes.

You may manage or disable cookies through browser settings or by using ad-blocking tools; however, this may affect the functionality of the Platform. The data collected through cookies will include IP addresses, cookie identifiers, website activity and information submitted through web forms.

5.4 Automatically Collected Technical and Usage Data: The Company may automatically collect technical and usage data when You access the Platform, including browser type, device identifiers, operating system, language preferences, access times, pages viewed, referring URLs, and interactions with the Platform.

5.5 Log & Security Information: Log data and security-related information, including server logs, error reports, access records, and information used to monitor, detect, and prevent fraud, abuse, or unauthorized access.

5.6 Analytics & Performance Data: Aggregated or anonymised analytics data relating to website traffic, user behaviour, feature usage, and performance metrics, collected through internal tools or third-party analytics services.

5.7 Transaction & Communication Data: Records of communications, enquiries, support requests, and, where applicable, transaction-related information such as billing details, payment status, and service history.

5.8 Device & Network Information: Device and network information, including device model, unique device identifiers, mobile network information, and crash data, to ensure compatibility, security, and performance of the Platform.

5.9 Third-Party Source Data (if applicable): Information received from third parties, including service providers, analytics partners, or publicly available sources, to the extent permitted under applicable law.

For more details, please contact us at info@ignosis.ai.

5.10 Direct Interactions: Personal Data voluntarily provided directly by You through the Platform, including via web forms, emails, or chat enquiry features, such as Your name, phone number, email address, enquiries, feedback, or any other information You choose to share.

5.11 Cookies and similar technologies: Information collected automatically through the use of cookies and similar technologies to collect and track information pertaining to users' interactions with the Platform. Users may adjust their browser settings to refuse cookies or to be notified when cookies are being sent, however doing so may affect the functionality of our website or application.

USE OF INFORMATION

6.1 The Information collected by us shall be used for availing our Platform and utilised for other functions including but not limited to:

To respond to any communications/query that we receive regarding our Services
To resolve any complaints you may have and ensure that you receive the highest quality of Services
Notifying you about changes to our Platform
Providing analysis or valuable information so that we can improve the Platform
Monitoring the usage of the Platform
Detecting, preventing and addressing technical issues
Analyse usage patterns
Improve user experience
To verify and authenticate Your identity
To prepare reports, review, etc.

6.2 Business or Research Purposes: The Information saved and except Personal Information, is used for business or research purposes, including improving and customizing the Platform for ease of use and the products and services offered by us. We may archive this information to use it for future communications for providing updates and/or surveys.

6.3 Aggregating Information / Anonymized data: We may aggregate Information and analyse it in a manner to further accentuate the level of services that we offer to our customers. This Information includes average number of Users of the Platform, the average clicks of the services, the features used, the response rate, etc. and other such statistics regarding groups or individuals. In doing so, we shall not be making disclosures of any Personal Data as defined above.

DISCLOSURE AND SHARING OF INFORMATION

7.1 We do not rent, sell, or disclose or share any Information that we collect from you, with third parties, save and except as mentioned below or permitted under applicable law.

7.2 We may share your Information in circumstances and for the purposes as specified hereunder:

(a) We shall share the Information with AAs, FIPs, FIUs and other relevant financial institutions solely to enable and facilitate the provision of services requested by you, including where you have chosen to access or avail services that require interaction with, or information exchange between, such AAs, FIPs or FIUs. Such sharing is limited to the minimum data necessary to enable these entities to provide the requested services and to give effect to your instructions and consent.

(b) When compelled by law, we may disclose any Information provided by you on the Platform as may be deemed to be necessary or appropriate:

under applicable law, including laws outside your country of residence;
to comply with legal process;
to respond to requests from public and government authorities outside your country of residence;
to protect our operations or those of any of our affiliates;
to protect our rights, privacy, safety or property, and/or that of our affiliates, you or others;
to allow us to pursue available remedies or limit the damages that we may sustain;
to protect against legal liability;
to protect the personal safety of Users of the Platform;
to prevent or investigate possible wrongdoing in connection with the Platform.

(c) Merger or Acquisition: We may share Information upon merger or acquisition of Company with another company. We shall transmit and transfer the Information upon acquisition or merger of Company with another company.

(d) With our service providers: We may share limited Information with our service providers, subcontractors and technology partners solely on a need-to-know basis and only where such sharing is required to enable the provision of the services requested by you. Any such sharing is carried out pursuant to lawful contracts under which such service providers are bound by confidentiality, data protection and information security obligations, and are not permitted to use the Information for any independent or unrelated purposes.

7.3 Except for the Information disclosed pursuant to Clause 7.2 above, Company may share Information only if you authorize us to do so.

TRANSFER OF DATA

(a) We store and process all Information exclusively within the territorial boundaries of India at all points in time.

(b) If you are located outside India and choose to provide information to us, please note that we may transfer the Information to India to process the same.

(c) Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

(d) We will take all steps reasonably necessary to ensure that your Information is treated securely and in accordance with this Privacy Policy and no transfer of your Information will take place to an organization or a country unless there are adequate controls in place including the security of your Information.

YOUR RIGHTS

9.1 You can always choose not to provide the requested information to us, it may however result in You not availing certain features if, or the entire, of our Services.

9.2 You retain several rights in relation to your Personal Data as provided under applicable law. These may include the rights to:

access, confirm, and review Personal Data you may have provided;
correct Personal Information that may be inaccurate or irrelevant;
deletion and erasure of your Personal Data from the publicly available pages of the Platform;
receive Personal Information we hold about you in a portable format;
object to or restrict any form of processing you may not be comfortable with.

9.3 In order to exercise these rights, please contact us at info@ignosis.ai.

9.4 If you want to withdraw your consent or raise any objection to the use of your information for receiving any direct marketing information to which you previously opted-in, you can do so by contacting our customer support at above mentioned addresses. If you withdraw/object your consent, our use of your information before you withdrew/objected shall still be lawful.

CHILDREN'S PRIVACY

Our Platform and Services are not meant for use by children and we knowingly do not collect Information of/from children. If it comes to our notice that we have collected Information from/of children, we shall take steps to remove such Information from our servers. If you believe that we might have any Information that may have been collected from a child or has been provided by a child, please write to us at the email address provided in the succeeding clause.

CONTROL THE COLLECTION OR USE OF THE INFORMATION

If you have any reservations, constraints, or apprehensions regarding the access to, collection, storage, or any other use of the Information which you have provided to us, you may withdraw your consent by reaching out to us by writing to this email address - info@ignosis.ai.

RETENTION OF INFORMATION

All Information provided by you, save and except upon withdrawal or termination, shall be retained in locations outside the direct control of Company (for instance, on servers or databases co-located with hosting providers). We will delete Information based on a request received from you within a reasonable period and latest within 90 (ninety) days of receiving a deletion request. However, we may retain such portion of Information and for such periods as may be required under Applicable Law. Notwithstanding anything contained herein, Company may retain data after account deletion for reasons including but limited to the following purposes: If there is an unresolved issue relating to your account, or an unresolved claim or dispute; If we are required to by applicable law; and/or in aggregated and/or anonymized form; or Company may also retain certain information if necessary for its legitimate business interests, such as fraud prevention and enhancing Users' safety and security.

COOKIES AND OTHER TRACKING TECHNOLOGIES

13.1 Our Platform may utilize "cookies" and other tracking technologies such as Google Analytics which may collect your Technical Information and Non-Personal Information. "Cookies" are a small text file consisting of alphanumeric numbers used to collect the Information about Platform activity. The Technical Information helps us analyse web traffic and helps you by customizing the Platform to your preferences. Cookies in no way gives us access to your computer or mobile device. In relation to Cookies, you can deny access to the installation of the Cookies by modifying the settings on your web browser, however, this may prevent you from taking full advantage of the Platform.

13.2 Our use of Cookies and Technical Information allows us to improve Platform and your experience of Platform and Services. We may also analyse Technical Information that does not contain Personal Information for trends and statistics.

USE OF INFORMATION AND THIRD-PARTY SERVICES

14.1 You understand and agree that AAs, FIPs, and FIUs may collect, access, process, and share Information strictly in accordance with the explicit consent of the relevant data principal and applicable laws. Such Information is collected and processed by the relevant AAs, FIPs, and FIUs in accordance with their respective legal and regulatory obligations.

14.2 Ignosi acts as a TSP within the AA ecosystem and does not independently determine the purpose or means of processing of Information exchanged between AAs, FIPs, and FIUs. Ignosi's role is limited to providing technical and operational support to enable secure, consent-based data flows. Accordingly, Ignosi shall not be responsible or liable for the collection, use, disclosure, processing, or storage of Information by AAs, FIPs, or FIUs, except to the extent expressly required under applicable law.

14.3 Notwithstanding the above, Ignosi may collect and process limited personal information directly in connection with access to or use of its website or Platform. Such information may include, without limitation, name, designation, organisation details, contact information, login credentials, technical identifiers (such as IP address, device or browser information), usage logs, and communications exchanged with Ignosi. This information is collected strictly on a need-to-know basis and processed solely for legitimate purposes, including enabling platform access, user authentication, service delivery, security monitoring, troubleshooting, analytics, compliance with legal obligations, and communication with relevant stakeholders.

14.4 Ignosi does not collect or process Information of end customers for its own independent purposes and does not use any information available to it for profiling, marketing, or advertising, except as may be expressly permitted under applicable law.

14.5 To support the provision of its services, Ignosi may engage third-party service providers, including cloud service infrastructure providers, technology vendors, analytics providers (limited to operational, performance, and security analytics), and payment gateway providers. Such third-party service providers are engaged under appropriate contractual arrangements and are required to implement reasonable technical and organisational safeguards consistent with applicable laws and recognised industry standards.

14.6 Ignosi undertakes reasonable and appropriate measures to ensure that any third-party cloud service infrastructure providers engaged by it maintain adequate security safeguards for the protection of information processed on Ignosi's behalf. Ignosi shall not be liable for any data breach or security incident attributable to such third-party service providers where such incident is beyond Ignosi's reasonable control, except where such breach arises directly due to Ignosi's proven negligence or wilful misconduct.

14.7 In addition to the safeguards implemented by third-party service providers, Ignosi employs appropriate physical, managerial, technical, and operational security measures, in accordance with industry standards and established best practices, to protect information processed by it in its capacity as a TSP. Ignosi follows reasonable security practices and procedures and utilises secure systems and servers as required under applicable law.

14.8 Ignosi maintains an information security management framework and is ISO-certified, reflecting its commitment to recognised information security standards. Ignosi periodically reviews and updates its information collection, storage, and processing practices, including physical and logical access controls, to safeguard against unauthorised access, alteration, or misuse of its systems.

14.9 Notwithstanding the foregoing, you acknowledge that no method of electronic transmission or storage is completely secure. While Ignosi endeavours to protect information using commercially reasonable safeguards, it cannot guarantee absolute security of its systems or that information transmitted over the internet will not be unlawfully intercepted or accessed. You acknowledge and accept the inherent risks associated with data transmission over the internet.

14.10 Further, where you are redirected to, or interact with, any third-party website, platform, or service, the collection, processing, and storage of information by such third parties shall be governed by their respective privacy policies and terms of service, which are beyond Ignosi's control.

14.11 Ignosi shall not be responsible for any unauthorised access, disclosure, or misuse of information by third parties, including AAs, FIPs, FIUs, or payment gateway providers, except where such breach arises directly due to Ignosi's proven negligence or wilful misconduct.

CHANGES AND UPDATES TO POLICY

We may modify or revise the Privacy Policy from time to time and shall accordingly notify you of any changes to the Privacy Policy by posting the revised Privacy Policy on the Platform with an updated date of revision. We shall endeavour to review, revise, update, modify, amend or correct the Privacy Policy on a regular and routine basis, especially whenever a significant update is made to the technology employed by us. You must periodically review the Privacy Policy for the latest information on our privacy practices. In the event you continue to use the Platform and our services after any update in the Privacy Policy, your use of the Platform shall be subject to such updated privacy policy. Your continued usage of Services or access of the Platform post any amendment would deem to mean that you accept and agree to the revised Privacy Policy. Further, we retain the right at any time to deny or suspend access to all, or any part of, the service to anyone who we reasonably believe has violated any provision of this Privacy Policy.

GRIEVANCE REDRESSAL AND SUPPORT

16.1 If you have any questions, concerns, or grievances relating to this Privacy Policy or the Company's data protection and privacy practices, you may contact the Company's designated Grievance Officer at the details set out below:

Attention: Mohit Nebhnani

Designation: Grievance Officer

Email ID: mohit.nebhnani@ignosis.ai

‍Address: A-807, Navratna Corporate Park, Iscon Ambli Road, Ambli – 380058, Ahmedabad, Gujarat, India

16.2 The Company is committed to implementing this Privacy Policy in accordance with applicable law. Upon receipt of any grievance or complaint, the Company shall acknowledge the same within twenty-four (24) hours and shall use reasonable efforts to resolve such grievance within fifteen (15) days from the date of receipt.

16.3 You acknowledge that the Company shall address and attempt to resolve all grievances in accordance with its internal policies, procedures, and applicable legal requirements. Any dissatisfaction with the outcome or manner of resolution shall not, by itself, be construed as a failure by the Company to address the grievance.

16.4 For general queries or clarifications relating to this Privacy Policy or the Company's privacy and data protection practices, you may also write to the Company at info@ignosis.ai.

MISCELLANEOUS

THE INVALIDITY OR UNENFORCEABILITY OF ANY PART OF THIS PRIVACY POLICY SHALL NOT PREJUDICE OR AFFECT THE VALIDITY OR ENFORCEABILITY OF THE REMAINDER OF THIS PRIVACY POLICY. THIS PRIVACY POLICY DOES NOT APPLY TO ANY INFORMATION OTHER THAN THE INFORMATION COLLECTED BY US THROUGH THE PLATFORM. THIS PRIVACY POLICY SHALL BE INAPPLICABLE TO ANY UNSOLICITED INFORMATION YOU PROVIDE US THROUGH THE PLATFORM OR THROUGH ANY OTHER MEANS. ALL UNSOLICITED INFORMATION SHALL BE DEEMED TO BE NON-CONFIDENTIAL AND WE SHALL BE FREE TO USE AND/OR DISCLOSE SUCH UNSOLICITED INFORMATION WITHOUT ANY LIMITATIONS. THE RIGHTS AND REMEDIES AVAILABLE UNDER THIS POLICY MAY BE EXERCISED AS OFTEN AS NECESSARY AND ARE CUMULATIVE AND NOT EXCLUSIVE OF RIGHTS OR REMEDIES PROVIDED BY LAW. RIGHTS UNDER THIS POLICY MAY BE WAIVED ONLY IN WRITING. DELAY IN EXERCISING OR NON-EXERCISE OF ANY SUCH RIGHT OR REMEDY DOES NOT CONSTITUTE A WAIVER OF THAT RIGHT OR REMEDY, OR ANY OTHER RIGHT OR REMEDY.

INDEMNIFICATION

You shall defend, indemnify, and hold harmless Company, its affiliates/subsidiaries/joint venture partners and each of its, and its affiliates'/subsidiaries/joint venture partners' employees, contractors, directors, suppliers and representatives from all liabilities, losses, claims, and expenses, including reasonable attorneys' fees, that arise from or relate to (i) your use or misuse of, or access to, the Services or Platform; or (ii) your violation of the Privacy Policy; or any applicable law, contract, policy, regulation or other obligation. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with us in connection therewith.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COMPANY (INCLUDING ITS DIRECTORS, EMPLOYEES, AGENTS, SPONSORS, PARTNERS, SUPPLIERS, CONTENT PROVIDERS, LICENSORS OR RESELLERS,) BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY WITH RESPECT TO THE SERVICES (I) FOR ANY LOST PROFITS, DATA LOSS, LOSS OF GOODWILL OR OPPORTUNITY, OR SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, (II) FOR YOUR RELIANCE ON THE SERVICES (III) FOR ANY DAMAGES (IV) FOR ANY MATTER BEYOND ITS OR THEIR REASONABLE CONTROL, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF ANY OF THE AFOREMENTIONED DAMAGES.

EXEMPTIONS TO LIABILITY OF COMPANY

You further agree and confirm that Company shall not be responsible, in any manner whatsoever, for any unavailability of the Platform or failure to meet its obligations under the Privacy Policy, which may be caused, directly or indirectly, due to:

your failure to cooperate;
your unavailability and/or unresponsiveness;
your failure to provide accurate and complete information;
your failure to provide or facilitate the submission of Information in timely manner; and
any event beyond Company's reasonable control.

GOVERNING LAWS AND JURISDICTION

This Privacy Policy, the Platform, the services and the use of it is governed by the laws of India and the courts in Ahmedabad, India shall have exclusive jurisdiction over any disputes connected to our Privacy Policy, Platform or the services and your use of it.

YOUR ACCEPTANCE OF THESE TERMS

BY USING OR VISITING THIS PLATFORM, YOU SIGNIFY YOUR AGREEMENT OF THIS POLICY. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, PLEASE DO NOT USE OUR PLATFORM.