Providing Digital Lending Infrastructure Powered by Open Banking

Enabling Financial Institutions on AA & OCEN. Modernizing data sourcing and analytics for highly improved credit risk profiling.

Products Offered

Lending stack with origination to disbursement within minutes.

Account Aggregator

Account Aggregator

  • FIP & FIU Onboarding Modules
  • Bank Statement Analytics
  • Transaction Categorization
  • Merchant Detection
  • Spending Patterns
  • Smart Nudges
  • Insurance Underwriting
  • Onboarding Verifications
  • Portfolio Analytics

Lending Infrastructure

Lending Infrastructure

  • OCEN LSP Bridge
  • Advanced LOS
  • cKYC, oKYC, PAN
  • Analytics – Banking, GST, ITR, SMS
  • Employment & Income Verification
  • BRE & Risk Scoring
  • eSign, eNach, eMandate

Embedded Lending

Embedded Lending

  • Flow Based Instant Credit
  • Working Capital Term Loans
  • Supply Chain Finance
  • Multi Lenders Network
  • Plug & Play SDk & APIs
  • Disbursal Within Minutes
  • End to End Integration & Support

Features

Cloud Native

Built with a modern tech stack, ready to scale. Deployments are available on-prem or on-cloud.

API First

Modular architecture, seamlessly integrate with your existing systems.

Customization

We work with your product and IT teams to build user experience for your customer needs.

Seamless Onboarding

Start lending within days.

Open Banking Enable

Integrated with Account Aggregator and OCEN.

Low Cost

No upfront cost. Pay as you go.

About

Our mission is to unlock flow-based instant credit at scale for individuals and businesses.

People Behind Ignosis

Nirav Prajapati

Nirav Prajapati

Co-founder

 
Chintan Sheth

Chintan Sheth

Co-founder

 

Contact Us

We will get back to you in 24 hrs

For Product & Sales Inquiries

info@ignosis.ai