Providing Digital Lending Infrastructure Powered by Open Banking
Enabling Financial Institutions on AA & OCEN. Modernizing data sourcing and analytics for highly improved credit risk profiling.
Products Offered
Lending stack with origination to disbursement within minutes.
Account Aggregator
- FIP & FIU Onboarding Modules
- Bank Statement Analytics
- Transaction Categorization
- Merchant Detection
- Spending Patterns
- Smart Nudges
- Insurance Underwriting
- Onboarding Verifications
- Portfolio Analytics
Lending Infrastructure
- OCEN LSP Bridge
- Advanced LOS
- cKYC, oKYC, PAN
- Analytics – Banking, GST, ITR, SMS
- Employment & Income Verification
- BRE & Risk Scoring
- eSign, eNach, eMandate
Embedded Lending
- Flow Based Instant Credit
- Working Capital Term Loans
- Supply Chain Finance
- Multi Lenders Network
- Plug & Play SDk & APIs
- Disbursal Within Minutes
- End to End Integration & Support
Our Clients
Features
Cloud Native
Built with a modern tech stack, ready to scale. Deployments are available on-prem or on-cloud.
API First
Modular architecture, seamlessly integrate with your existing systems.
Customization
We work with your product and IT teams to build user experience for your customer needs.
Seamless Onboarding
Start lending within days.
Open Banking Enable
Integrated with Account Aggregator and OCEN.
Low Cost
No upfront cost. Pay as you go.
Blog
A selection of practical articles for woke people

The A-team: How Alternate Data & Account Aggregator Can Shake Up Credit Underwriting
Posted on July 20, 2022
9 Reasons Why OCEN Is India’s Future of Financial Transactions
Posted on July 21, 2022
How Embedded Finance Aligns Incentives for MSMEs, Platform Aggregators And Lenders?
Posted on October 13, 2022Contact Us
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