Financial Data Intelligence
& AI Agents for BFSI

Ignosis combines Account Aggregator infrastructure, financial data intelligence, and AI agents to transform real-time financial signals into automated decisions and workflows.

case studies

Top financial institutions choose Ignosis

+20%
uplift in AA success rate
ignosis x
indmoney
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+25%
increase in ticket value
ignosis x
indmoney
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>15%
reduction in NPA
ignosis x
indmoney
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What Ignosis helps you do

Our Enterprise Product Suite

ACCOUNT AGGREGATOR

Data to Decisioning

Fetch consented, encrypted Account Aggregator data in real time with multi-AA orchestration. Ground every business decision in actual customer financial behaviour.
engagement

Hyper-Personalisation

Understand customer intent through revenue opportunities. Personalise every interaction, deepen relationships, and grow share of wallet.
Portfolio

Collections Orchestration

Improve EMI recovery by identifying the right customer, amount, and timing for action. Reduce bounces, and increase recovery efficiency without adding operational complexity.
ONDC-FS and OCEN

Partnership lending

Expand distribution of financial products through ONDC-FS, OCEN and private partnerships with pre-integrated digital lending solutions. Reach new customer segments without added operational or compliance complexity.
agentic ai Platform

AI agents for BFSI

Automate lead qualification, onboarding, and support with empathy-first AI agents. Extract insights from every interaction to drive policy outcomes.
How it works

From Raw Data into Actionable Intelligence

01  Aggregate financial data from multiple sources
02  Analyse transactions to predict behaviour
03  Activate journeys that drive outcome
04  Deploy via APIs, AI agents, SDKs and more
50M+
Users Profiled
>95 %
decision
confidence
<10 %
AA
failures

Trusted with high-volumes, business-critical financial data, Ignosis learns from scale to deliver intelligence shaped by real-world complexities.

Tech Innovation of the Year, India Fintech Award 2025
Winner of Sahamati 3I Competition 2024
Tech Innovation of the Year, India Fintech Award 2025
Tech Innovation of the Year, India Fintech Award 2025
Winner of Sahamati 3I Competition 2024
testimonials

What our clients are saying

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO
Want to explore what Ignosis can do for you?
Book a short consultation with our experts now.
Connect with Our Team

Compliant by design

Ignosis is built with RBI-aligned compliance and strong security controls to protect data and ensure operational integrity.

INDUSTRY SOLUTIONS

Build better workflows with Intelligence you can rely on

AA Infrastructure

Access, verify, and analyse secure, user-consented, real-time financial data from multiple sources

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Lending Analytics

Improve underwriting, monitor risk, and expand credit using real-time financial data

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AI Collections

Recover faster with smarter prioritisation, outreach, and mandate optimisation

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Voice AI

Automate customer conversations across servicing, collections, and product journeys

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Personal Finance Management

Give customers a unified view of finances with insights that drive engagement and retention

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Customer Data Intelligence Platform

Give customers a unified view of finances with insights that drive engagement and retention

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AA Infrastructure

Access, verify, and analyse secure, user-consented, real-time financial data from multiple sources

Learn more
Lending Analytics

Approve faster, assess risk better, and underwrite thin-file borrowers with real-time data

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AI Collections

Engage users with insights that improve retention and drive repeat usage

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Voice AI

Qualify leads, convert faster, and manage collections with AI-driven conversations

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AA Infrastructure

Access and verify consented financial data for compliance and investor profiling

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Portfolio Tracker

Aggregate banking and investment accounts to give users a unified view of their portfolio and performance

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Onboarding

Verify income, net worth, and account details instantly to streamline FnO onboarding and compliance checks

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Customer Data Intelligence Platform

Verify income, net worth, and account details instantly to streamline investor onboarding and compliance checks

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Onboarding Verification

Automatically fetch and verify a customer’s income, financial accounts, and existing policies during insurance sign‑up

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Insurance Underwriting

Assess risk and premium pricing based on real‑time financial behaviour instead of self‑declared forms

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Policy Recommendations

Analyse real-time financial health to suggest the right product, right sum assured, and right rider mix

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Premium Collections

Use cash-flow behaviour to optimise auto‑debits, collections, and lapse‑prevention strategies

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Offerings

More ways to build with Ignosis

AA Orchestration

Improve customer onboarding and data fetch by automatically selecting best-performing AAs

Income Analysis

Determine risk and repayment capabilities for salaried, gig, and thin-file borrowers

MSME Underwriting

Profile merchants and analyse turnover, volatility, FOIR and risk for business lending

Personal Finance Management

Help users understand and manage their finances through a unified dashboard

Customer Data Intelligence

Use financial behaviour signals to personalise products and engagement.

Collections

Optimise recovery with case prioritisation, AI-led outreach, and mandate optimisation.

Partnership Lending

Power embedded lending with pre-integrated infrastructure and configurable credit journeys

Agentic AI

Integrate AA insights with agentic AI workflows for different financial workflows
resources

Latest insights & articles

Agentic ai

You cannot hire your way out of debt recovery — not at India’s scale.

21th Jan 2026
collections

How AA Is Transforming MSME Lending: Adoption Trends and Portfolio Intelligence

24th Nov 2025
lending

Ignosis Raises $4M Led by Peak XV’s Surge to Democratise Financial Data & Inclusion in India with DPI Rails and AI-Driven Analytics

30th Sep 2025
collections

The AA Advantage: Automating SEBI Prohibition of Insider Trading Compliance for a Frictionless Future

7th May 2025
agentic ai

Building More Reliable Credit Models with AA-Verified Income

21th Mar 2025
collections

How Tech Is Changing Loan Collections?

27th Mar 2023
get in touch

Let’s build the future of finance together

Write to us at info@ignosis.ai to get a free POC done

For support queries, please reach out to support@ignosis.ai
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