Real-time Multi-AA Orchestration to Improve User Onboarding

AA-neutral, real-time FIP & AA health aware orchestration integrated with all major AAs. Shield your funnel against service disruptions and protect conversion rates.

Outcomes

No downtimes. Zero disruptions

Maximise data fetch via Account Aggregator
Deep funnel analytics for consent and data flows
Increase consent
approval rate
AA Selection
AA Selection

Get consistent end-to-end success rates

We take care of AA selection, routing, and reliability end-to-end.

A single integration gives you access to all types of financial data through Account Aggregator

Bank statements
Term & recurring deposits
Mutual fund
Insurance
Equities
GSTN data
National pension scheme
ITR

Our robust monitoring and automated infrastructure ensures you don't have to worry about downtimes

9 in 10

users successfully complete consent journeys

<2 secs

to detect failures and redirect traffic

>80%

live clients prefer AA journeys to traditional data upload

What you can do

Build financial workflows with better data access

Monitoring

Ongoing repayment
assessment

Monitor borrower accounts post-disbursement to assess ability to repay.
collection

DPD Accounts
Monitoring

Access banking data to process loan, credit card, or credit line applications
insurance

Automate insurance underwriting

Verify income for life insurance underwriting on behalf of the insurer
Wealth Management

Personalise wealth
advisory

Provide advisory and portfolio service using a customer’s financial data
Monitoring

Ongoing repayment
assessment

Monitor borrower accounts post-disbursement to assess ability to repay.
Monitoring

Ongoing repayment
assessment

Monitor borrower accounts post-disbursement to assess ability to repay.
collection

DPD Accounts
Monitoring

Access banking data to process loan, credit card, or credit line applications
insurance

Automate insurance underwriting

Verify income for life insurance underwriting on behalf of the insurer
Wealth Management

Personalise wealth
advisory

Provide advisory and portfolio service using a customer’s financial data
Monitoring

Ongoing repayment
assessment

Monitor borrower accounts post-disbursement to assess ability to repay.
Monitoring

Ongoing repayment
assessment

Monitor borrower accounts post-disbursement to assess ability to repay.
collection

DPD Accounts
Monitoring

Access banking data to process loan, credit card, or credit line applications
insurance

Automate insurance underwriting

Verify income for life insurance underwriting on behalf of the insurer
Wealth Management

Personalise wealth
advisory

Provide advisory and portfolio service using a customer’s financial data
Monitoring

Ongoing repayment
assessment

Monitor borrower accounts post-disbursement to assess ability to repay.
case studies

Moneyview improves loan disbursals with user funnel optimisation and dual consent framework

+5%
increase in overall loan disbursals
+20%
uplift in AA success rates
testimonials

What our clients are saying

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO

“Working with Ignosis, we layered AA-derived signals into case allocation, digital nudges, and Voice AI follow-ups complementing our in-house collections operations. This integrated, signal-driven workflow delivered over 15% improvement in collections efficiency in this segment.”

Nihit Bandaru
Head of Product - Consumer Lending, slice

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO

“Working with Ignosis, we layered AA-derived signals into case allocation, digital nudges, and Voice AI follow-ups complementing our in-house collections operations. This integrated, signal-driven workflow delivered over 15% improvement in collections efficiency in this segment.”

Nihit Bandaru
Head of Product - Consumer Lending, slice

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO

“Working with Ignosis, we layered AA-derived signals into case allocation, digital nudges, and Voice AI follow-ups complementing our in-house collections operations. This integrated, signal-driven workflow delivered over 15% improvement in collections efficiency in this segment.”

Nihit Bandaru
Head of Product - Consumer Lending, slice

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO
Want to explore what Ignosis can do for you?
Book a short consultation with our experts now.
Connect with Our Team

Compliant by design

Ignosis is built with RBI-aligned compliance and strong security controls to protect data and ensure operational integrity.

Offerings

More ways to build with Ignosis

AA Orchestration

Improve customer onboarding and data fetch by automatically selecting best-performing AAs

Income Analysis

Determine risk and repayment capabilities for salaried, gig, and thin-file borrowers

MSME Underwriting

Profile merchants and analyse turnover, volatility, FOIR and risk for business lending

Personal Finance Management

Help users understand and manage their finances through a unified dashboard

Customer Data Intelligence

Use financial behaviour signals to personalise products and engagement.

AI Collections

Optimise recovery with case prioritisation, AI-led outreach, and mandate optimisation.

Partnership Lending

Power embedded lending with pre-integrated infrastructure and configurable credit journeys

Voice AI

Integrate AA insights with agentic Voice AI for different financial workflows
resources

Latest insights & articles

Agentic ai

Underwriting on the Wall: Why Credit Cards Are Entering an Intelligence-First Era

13th Apr 2026
Agentic ai

You cannot hire your way out of debt recovery — not at India’s scale.

21th Jan 2026
collections

How AA Is Transforming MSME Lending: Adoption Trends and Portfolio Intelligence

24th Nov 2025
lending

Ignosis Raises $4M Led by Peak XV’s Surge to Democratise Financial Data & Inclusion in India with DPI Rails and AI-Driven Analytics

30th Sep 2025
collections

The AA Advantage: Automating SEBI Prohibition of Insider Trading Compliance for a Frictionless Future

7th May 2025
agentic ai

Building More Reliable Credit Models with AA-Verified Income

21th Mar 2025
Underwriting

Underwriting on the Wall: Why Credit Cards Are Entering an Intelligence-First Era

April 13, 2026
Agentic AI

You cannot hire your way out of debt recovery — not at India’s scale.

January 21, 2026
Collections

How AA Is Transforming MSME Lending: Adoption Trends and Portfolio Intelligence

November 24, 2025
Lending

Ignosis Raises $4M Led by Peak XV’s Surge to Democratise Financial Data & Inclusion in India with DPI Rails and AI-Driven Analytics

September 30, 2025
Collections

The AA Advantage: Automating SEBI Prohibition of Insider Trading Compliance for a Frictionless Future

May 7, 2025
Agentic AI

Building More Reliable Credit Models with AA-Verified Income

March 21, 2025
Collections

How Tech Is Changing Loan Collections?

March 27, 2023
AA

Collections Efficiency: The Playbook to Combine the Best of AI and Human Intelligence

October 18, 2022
ONDC

Role of AA In Financial Planning And Wealth Management

October 18, 2022
AA

AA Orchestration: The Strategic Imperative for BFSI

ONDC

The Rise of PDF Frauds in Financial Data Sourcing — and Why Account Aggregator (AA) Is the Way Forward

get in touch

Let’s build the future of finance together

Write to us at info@ignosis.ai to get a free POC done

For support queries, please reach out to support@ignosis.ai
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