Intelligent Collections powered by Voice AI and AA insights

Prioritise cases, decide next best action, and continuously optimise strategies based on response and repayment behaviour.

HOW IT WORKS

Let us manage end-to-end Collections
for Early Bucket

01
Share early bucket cases via API, Excel
02
AI agents create personalised recovery strategies
03
Optimise debt recovery with effective outreach
Identify Ability and Intent from AA data
Voice AI calls
Smart mandate presentation
Call Monitoring
Intelligent Case Allocation
Smart Messaging & Payment Links
4-5% uplift in overall efficiency
25% more collected via digital channels
10% higher success in contactibility
20% reduction in escalations
capabilities

Collections Re-imagined
with AI Agents and AA Insights

REBUTTAL intelligence

Equip Voice AI with real-time borrower insights

12+ languages supported and 50+ personas to handle different scenarios
Deploy an army of AI agents for high volume, low complexity follow-ups and humans for disputes, settlement nuance, and high-risk conversations.
Use intent, risk, and contactability signals to route each case
#1 Lack of intent
Surface other EMIs already made this month
#2 No Money excuse
Show EOD balance and recent transactions
#3 Case validation
Confirm and close once payment is verified
#4 Complex negotiation
Hand over to human agent with full context
BETTER RECOVERIES

Time mandate representation to borrower’s cashflow

AA-powered timing turns mandate execution into successful recoveries
Predicts debit success for next 24-72 hours
Aligns timing with credit inflow and peak balance windows
case allocation

Optimise case allocation with AI decision agents

Use AA data to analyse borrower intent and assign case to optimal recovery channel
Avoid expensive field visits for borrowers who have the liquidity to pay via digital channels
Trigger Smart messaging and payment links via WhatsApp, push notifications, and other digital channels

The future of collections is intelligent & personalised

Our AI models is specifically trained on billions of Indian transactions to understand local context, UPI handles, and messy narrations to deliver a clean, error-free feed that keeps users coming back.

>25%

savings in collections costs

150K+

borrowers handled

>20%

reduced escalations

2-3%

uplift in efficiency

AI Speech Analytics

Get 100% call coverage for QA, Compliance, and Business Insights

Replace manual sampling with continuous monitoring that analyses 100% of customer calls to track agent performance, compliance adherence, customer intent, and payment promises. Flag risks, script deviations, and coaching opportunities in real time.

testimonials

What our clients are saying

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO
Want to explore what Ignosis can do for you?
Book a short consultation with our experts now.
Connect with Our Team

Compliant by design

Ignosis is built with RBI-aligned compliance and strong security controls to protect data and ensure operational integrity.

Offerings

More ways to build with Ignosis

AA Orchestration

Improve customer onboarding and data fetch by automatically selecting best-performing AAs

Income Analysis

Determine risk and repayment capabilities for salaried, gig, and thin-file borrowers

MSME Underwriting

Profile merchants and analyse turnover, volatility, FOIR and risk for business lending

Personal Finance Management

Help users understand and manage their finances through a unified dashboard

Customer Data Intelligence

Use financial behaviour signals to personalise products and engagement.

Collections

Optimise recovery with case prioritisation, AI-led outreach, and mandate optimisation.

Partnership Lending

Power embedded lending with pre-integrated infrastructure and configurable credit journeys

Agentic AI

Integrate AA insights with agentic AI workflows for different financial workflows
resources

Latest insights & articles

Agentic ai

You cannot hire your way out of debt recovery — not at India’s scale.

21th Jan 2026
collections

How AA Is Transforming MSME Lending: Adoption Trends and Portfolio Intelligence

24th Nov 2025
lending

Ignosis Raises $4M Led by Peak XV’s Surge to Democratise Financial Data & Inclusion in India with DPI Rails and AI-Driven Analytics

30th Sep 2025
collections

The AA Advantage: Automating SEBI Prohibition of Insider Trading Compliance for a Frictionless Future

7th May 2025
agentic ai

Building More Reliable Credit Models with AA-Verified Income

21th Mar 2025
collections

How Tech Is Changing Loan Collections?

27th Mar 2023
get in touch

Let’s build the future of finance together

Write to us at info@ignosis.ai to get a free POC done

For support queries, please reach out to support@ignosis.ai
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