Specialised BFSI voice AI agents for every customer touchpoint

Built for banking, lending, insurance, and wealth — our voice AI agents handle every customer conversation with context and precision.

case studies

Use cases for BFSI

Automate end-to-end workflows from voice interactions to reduce workload and elevate customer satisfaction. Our Voice AI understands context, handles complexity, and responds with human-like empathy.

EMI reminders and recovery

Voice AI collection agents that stay on script and follow compliance rules

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Outbound sales and servicing

Drive revenue with sales outreach, renewals, and cross-sell

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Lead qualification and conversion

Screen inbound leads, capture eligibility details, and book appointments

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24x7 Inbound
support

Resolve balance inquiries, card disputes, policy questions, and payment issues

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Improve funnel
conversion

Detect drop-offs and instantly trigger calls to bring users back into the funnel

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AI Speech
Analytics

Analyse calls to track performance,  customer intent, and payment promises

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case studies

Bring agility and scale
to your business workflows

40%
higher conversions vs human agents
>20%
better connectivity with customers
70%
less calls handled per agent
Live actions on call
Pull data, trigger payments, and execute workflows in real time during calls
Dynamic Model Switching
Automatically use the best voice model based on language and conversation context
Actionable Insights
Analyse every call, detect sentiment, and trigger next best actions
Intelligent Rescheduling
Scale outbound calls and automatically retry follow-ups to maximise connect rates
all BLOGS

Hear how our Voice AI engages customers

Pre-Due Reminder

Contact borrowers before their due date with payment reminders

Promise-to-Pay Reminder

Follow up on PTP commitments automatically and prevent intent from slipping

Waivers and settlements

Negotiate repayment plans and settlement options with at-risk borrowers

Recovery

Run high-volume recovery campaigns across overdue accounts

Lead Generation

Instant outreach that qualifies intent and moves prospects into the funnel

Resume Onboarding

Re-engage leads that drop-off and guide them back to completion

Borrower Assessment

Run structured pre-screening that prepares a clean handoff to underwriting

Live Customer Support

24/7 inbound query resolution with live data access and zero wait time

Product explainer

Walk customers through loan terms, fees, and eligibility in plain, conversational language

capabilities

Key Capabilities

Human-standard voice

Conversations indistinguishable from a top-performing human agent — across languages, accents, and real-time interruptions.

15+ languages with mid-call switching
Natural interruption & turn-taking
Sub-300ms latency

Enterprise-grade Compliance

SOC 2 and ISO 27001 compliant models hosted in India with strict compliance and policy-aligned guardrails

Full call
recording
Comprehensive
audit trails
Exportable
call logs

Purpose-built for BFSI

Trained on over 200K real customer calls, our Voice AI agents engage meaningfully with customers on BFSI-specific conversations

Fraud / voice
pattern insights
Pre-built
templates
Integrates with
LOS / LMS / CRM

Focus on real outcomes

We deliver end-to-end solutions. As your co-building partner, we monitor metrics and continuously track ROI

Unlock additional revenue
Reduce Operational Costs
Improve collections and debt recovery

Trained to interpret India’s financial complexity.

Up to 30%

reduction in DPD 90+ cases

60%

reduction in cost to
underwrite

>98%

Financial categories (EMIs, bounces) categorization accuracy

+15-20%

Improvement of Income and Salary identification

testimonials

What our clients are saying

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO

“Working with Ignosis, we layered AA-derived signals into case allocation, digital nudges, and Voice AI follow-ups complementing our in-house collections operations. This integrated, signal-driven workflow delivered over 15% improvement in collections efficiency in this segment.”

Nihit Bandaru
Head of Product - Consumer Lending, slice

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO

“Working with Ignosis, we layered AA-derived signals into case allocation, digital nudges, and Voice AI follow-ups complementing our in-house collections operations. This integrated, signal-driven workflow delivered over 15% improvement in collections efficiency in this segment.”

Nihit Bandaru
Head of Product - Consumer Lending, slice

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO

“Working with Ignosis, we layered AA-derived signals into case allocation, digital nudges, and Voice AI follow-ups complementing our in-house collections operations. This integrated, signal-driven workflow delivered over 15% improvement in collections efficiency in this segment.”

Nihit Bandaru
Head of Product - Consumer Lending, slice

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO
Want to explore what Ignosis can do for you?
Book a short consultation with our experts now.
Connect with Our Team

Compliant by design

Ignosis is built with RBI-aligned compliance and strong security controls to protect data and ensure operational integrity.

Offerings

More ways to build with Ignosis

AA Orchestration

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Income Analysis

Determine risk and repayment capabilities for salaried, gig, and thin-file borrowers

MSME Underwriting

Profile merchants and analyse turnover, volatility, FOIR and risk for business lending

Personal Finance Management

Help users understand and manage their finances through a unified dashboard

Customer Data Intelligence

Use financial behaviour signals to personalise products and engagement.

AI Collections

Optimise recovery with case prioritisation, AI-led outreach, and mandate optimisation.

Partnership Lending

Power embedded lending with pre-integrated infrastructure and configurable credit journeys

Agentic AI

Integrate AA insights with agentic AI workflows for different financial workflows
resources

Latest insights & articles

Agentic ai

Underwriting on the Wall: Why Credit Cards Are Entering an Intelligence-First Era

13th Apr 2026
Agentic ai

You cannot hire your way out of debt recovery — not at India’s scale.

21th Jan 2026
collections

How AA Is Transforming MSME Lending: Adoption Trends and Portfolio Intelligence

24th Nov 2025
lending

Ignosis Raises $4M Led by Peak XV’s Surge to Democratise Financial Data & Inclusion in India with DPI Rails and AI-Driven Analytics

30th Sep 2025
collections

The AA Advantage: Automating SEBI Prohibition of Insider Trading Compliance for a Frictionless Future

7th May 2025
agentic ai

Building More Reliable Credit Models with AA-Verified Income

21th Mar 2025
Underwriting

Underwriting on the Wall: Why Credit Cards Are Entering an Intelligence-First Era

April 13, 2026
Agentic AI

You cannot hire your way out of debt recovery — not at India’s scale.

January 21, 2026
Collections

How AA Is Transforming MSME Lending: Adoption Trends and Portfolio Intelligence

November 24, 2025
Lending

Ignosis Raises $4M Led by Peak XV’s Surge to Democratise Financial Data & Inclusion in India with DPI Rails and AI-Driven Analytics

September 30, 2025
Collections

The AA Advantage: Automating SEBI Prohibition of Insider Trading Compliance for a Frictionless Future

May 7, 2025
Agentic AI

Building More Reliable Credit Models with AA-Verified Income

March 21, 2025
Collections

How Tech Is Changing Loan Collections?

March 27, 2023
AA

Collections Efficiency: The Playbook to Combine the Best of AI and Human Intelligence

October 18, 2022
ONDC

Role of AA In Financial Planning And Wealth Management

October 18, 2022
AA

AA Orchestration: The Strategic Imperative for BFSI

ONDC

The Rise of PDF Frauds in Financial Data Sourcing — and Why Account Aggregator (AA) Is the Way Forward

get in touch

Let’s build the future of finance together

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