Hyper-personalisation powered by Customer Data Intelligence Platform

Identify high-propensity cross-sell and upsell opportunities for each customer based on real-time financial triggers and alternate data

Categorisation Engine

150+ Categories. 95% Confidence

Recurring payments
Track monthly expenses like subscriptions, utility bills, EMIs and insurance premiums.
150+ categories
Tag each transaction with precision into specific types for accurate behaviour analysis
Propensity Signals
Spot spending patterns that suggest a customer might need a specific product soon.
Off-bank liabilities
Spot payments made to competitor institutions, such as external credit card bills or loan EMIs.
EMI detection
Accurately identify lenders, loan types, and repayment consistency even with messy narration.
EMI detection
Accurately identify lenders, loan types, and repayment consistency even with messy narration.
Outcomes

Unlock High Propensity Engagement Signals

32% increase
in weekly app engagement
10% improvement in Net Relationship Value
8x better campaign conversion
Identify high propensity up-sell & cross-sell signals
Smart Cohorts

Identify customer personas

Auto-create user cohorts with AI by analysing financial behaviours and propensity scores
Contextual engagement

Next Best Actions

Combine our highly accurate enrichment capabilities with advanced digital engagement
higher conversions

Personalised nudges

Discover data-driven cross and up-sell opportunities to boost customer conversion and revenue.

CDI Platform integrates directly
with your existing systems

Trained to interpret India’s financial complexity.

Our AI models is specifically trained on billions of Indian transactions to understand local context, UPI handles, and messy narrations to deliver a clean, error-free feed that keeps users coming back.

>98%

accurate categorisation of Indian merchants

8x better

customer conversion

Up to 32%

increase in weekly app engagement

>9%

increase in Net Relationship Value

What you can do

Upgrade your evaluation with accurate, clear signals

Engage

Increase customer engagement

Use real-time signals to engage customers with relevant nudges, reminders, and financial recommendations.
Learn more
revenue

Increase share of wallet

Use triangulated financial signals to identify cross-sell and upsell opportunities across credit, deposits, insurance, and investment products
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Engage

Map customer needs

Identify emerging needs such as short-term liquidity, credit top-ups, or refinancing.
Learn more
revenue

Hyper-personalise offers

Trigger contextual, pre-qualified offers based on financial and life-stage indicators to improve acceptance and conversion rates.
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insights

Monitor portfolio with early warning signals

Continuously track changes in cash flows, obligations, and behaviour to power internal EWS and detect emerging stress.
Learn more
case studies

Whizdom Finance boosts loan disbursal with Ignosis's AA orchestration

+20%
improvement in success rate
+5%
increase in overall disbursals
testimonials

What our clients are saying

"We have been able to bring Ignosis's Account Aggregator (AA) orchestration capabilities to enable a faster, safer, and smoother data sharing experience for borrowers. It has allowed us to make more informed credit decisions and enhance access to credit for our customers."

Mohit Gupta
Chief Product Officer

“Ignosis team is extremely accessible and always on top of what is happening. What I liked most is that they always seek to understand the value they are creating for the client"

Swapnil Patil
Chief Product Officer

“Ignosis's analytics has enhanced our underwriting process through improved income detection accuracy. Their AA orchestration was seamless to integrate.”

Ajit Kumar
Co-Founder & COO
Want to explore what Ignosis can do for you?
Book a short consultation with our experts now.
Connect with Our Team

Compliant by design

Ignosis is built with RBI-aligned compliance and strong security controls to protect data and ensure operational integrity.

Offerings

More ways to build with Ignosis

AA Orchestration

Improve customer onboarding and data fetch by automatically selecting best-performing AAs

Income Analysis

Determine risk and repayment capabilities for salaried, gig, and thin-file borrowers

MSME Underwriting

Profile merchants and analyse turnover, volatility, FOIR and risk for business lending

Personal Finance Management

Help users understand and manage their finances through a unified dashboard

Customer Data Intelligence

Use financial behaviour signals to personalise products and engagement.

Collections

Optimise recovery with case prioritisation, AI-led outreach, and mandate optimisation.

Partnership Lending

Power embedded lending with pre-integrated infrastructure and configurable credit journeys

Agentic AI

Integrate AA insights with agentic AI workflows for different financial workflows
resources

Latest insights & articles

Agentic ai

You cannot hire your way out of debt recovery — not at India’s scale.

21th Jan 2026
collections

How AA Is Transforming MSME Lending: Adoption Trends and Portfolio Intelligence

24th Nov 2025
lending

Ignosis Raises $4M Led by Peak XV’s Surge to Democratise Financial Data & Inclusion in India with DPI Rails and AI-Driven Analytics

30th Sep 2025
collections

The AA Advantage: Automating SEBI Prohibition of Insider Trading Compliance for a Frictionless Future

7th May 2025
agentic ai

Building More Reliable Credit Models with AA-Verified Income

21th Mar 2025
collections

How Tech Is Changing Loan Collections?

27th Mar 2023
get in touch

Let’s build the future of finance together

Write to us at info@ignosis.ai to get a free POC done

For support queries, please reach out to support@ignosis.ai
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