Author: Nirav Prajapati

After the global economy was put on life support during the pandemic, OCEN sparked a lot of interest in the financial world. It was first introduced as part of IndiaStack in 2020 by Infosys CEO Nandan Nilekani and is still a hot topic today. Simply put, OCEN (open credit enabled network) is an application that… Continue reading 9 Reasons Why OCEN Is India’s Future of Financial Transactions

As many as 63% of customers never complete their loan applications. There are numerous causes for these high drop-off rates, but one, in particular, irritates digital lenders: convoluted journeys. Borrowers are frequently taken off guard and misled into believing that the digital loan journey will take place exclusively on their mobile phones. However, they are… Continue reading The A-team: How Alternate Data & Account Aggregator Can Shake Up Credit Underwriting